Best super fund for retail, warehouse and logistics workers
Retail has more workers than any other industry in Australia — over 1.3 million. Many start super balances here before moving on, so the fund needs to work for both career-long stayers and people transitioning in and out.
REST (formerly Retail Employees Superannuation Trust) was purpose-built for the sector. Default insurance is priced around retail pay scales, administration handles high-turnover employers, and MySuper long-term returns are solid.
Runners up
Solid alternatives if REST doesn’t fit your situation:
- AustralianSuper — 7.90% p.a. 10y return, $337/yr at $50k. Australia's largest super fund by members and assets.
- Hostplus — 8.20% p.a. 10y return, $563/yr at $50k. Industry fund for hospitality, tourism, sport and recreation.
What to check before switching
- Check REST's insurance offering if you move into a warehouse/logistics role — the default cover may not scale with higher income
- Consolidating old REST accounts from previous retail jobs is a quick easy win worth thousands
The three things that matter for every occupation
- 10-year net return beats any marketing claim. Check the ATO YourSuper tool.
- Fees in dollars, not percentages. At your balance, what does each fund actually charge per year?
- Insurance defaults vs your actual needs. Use our insurance cost calculator to see the retirement-savings trade-off.
Use the calculator
Plug any two funds into our compare funds calculator with your actual balance — the dollar gap over 20 years can be enormous even between “similar” funds.
General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser. This page is general information; the “best” fund depends on your personal circumstances.