Super fund underperformance check
Pick your fund, see its 10-year net return vs the APRA benchmark, and the dollar cost of staying put. Underperforming funds quietly cost members tens of thousands.
Built on 2025-26 ATO rates · Last reviewed April 2026
APRA marks a product underperforming if it trails the benchmark by 0.5%+ p.a. over 8 years. Funds that fail twice are forced to close to new members.
Why this matters. Most Australians have never checked. APRA estimates members lose ~$50,000 each by sticking with chronically underperforming funds. Switching is one form, takes ~2 weeks, and your insurance can be transferred. See the AMP Super full profile or compare with another fund.
Where these numbers come from
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Choosing a super fund →General information only — not financial advice. Super decisions are long-term; verify with a licensed adviser.